Services
Accuracy and Integrity in Every Closing
Services Offered By Huron Title Company
Huron Title Company, located in Port Huron, MI, offers comprehensive title services to facilitate secure real estate transactions. From title insurance to escrow services, our experienced team ensures that every aspect of the transaction is handled meticulously. Our title insurance policies protect homeowners and lenders from potential hazards and defects associated with property titles, providing peace of mind and security.
Additionally, our escrow services act as a neutral third party, handling the transfer of funds and documents between involved parties, ensuring all stipulations of the sale are met. For clients in St. Clair, Sanilac Huron, Lapeer, Macomb, Wayne, and Oakland Counties, and surrounding areas, Huron Title Company is the trusted partner for reliable and professional title services.
Our Services
Title Insurance
When you purchase a home or property, you are actually buying the title to the property. This is the right to use, own, and occupy the space. A title insurance policy provides protection against undisclosed problems with the title, such as liens and documentation errors, forged signatures on deeds, fraud, and unknown property heirs. This type of policy protects the homeowner from unforeseen circumstances that may cause loss or damage. There are two types of policies: Owner’s Policy, offering comprehensive protection for homeowners, and Lender’s Policy, required by lenders to safeguard their interests until the mortgage is paid off.
Abstracting & Title Examination
A title abstract summarizes ownership history, while a title search identifies current property interests and limitations. This crucial step ensures the property seller’s legitimate ownership and any existing encumbrances or restrictions, providing clarity on the property’s salability.
Escrow
Escrow involves a third-party agent holding funds and documents for safe transaction completion. Huron Title Company acts as a neutral escrow agent, overseeing fund transfers and document handling to ensure all sale conditions are met, guaranteeing a smooth, secure transaction process.
Construction Escrow
Our construction escrow services simplify construction projects by maintaining funds for timely completion, protecting both owners and lenders from financial risks. Partnering with a title company during construction helps prevent construction liens on the property title, ensuring a seamless building process.
Closing Services
When all the required documentation is complete, we set a closing date for the parties to the transaction to come into our office and sign their closing package. We make sure the parties bring all the required documents and monies to the closing, and our expert closers can walk you through all documents and smoothly execute the signature process.
Huron Title Company
330 Michigan St.
Port Huron, MI 48060
Business Hours
Monday – Friday
8:00 AM to 5:00 PM
Saturday & Sunday
Closed